Lissy, N.S and SUMIYA, K (2025) Trends and Trajectory of the MSME Landscape in India. Trends and Trajectory of the MSME Landscape in India, 7 (5). pp. 1-8. ISSN 2582-2160

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Abstract

This report uncritically analyzes the actual trends, growing form, and fight crucial in India's MSME
sector, which employs over 110 cardinal people, relationship for over 40% of exports, and approval over
30% of GDP. The study uses correlation investigating and simple linear fixation to evaluate the impact
of endeavor characteristics, digital adoption, operational adulthood, and turnover trends on perceived
two-year growth potential. It does this by utilizing a nonrandom sample of 20 MSMEs that are actively
using authorities’ schemes and digital tools. The collection show that optimism is more influenced by
unobserved factors, with a modest model fit (R2 = 0.219; Adj. R2 = 0.011) and no predictor reaching
statistical significance at p < 0.05. An "adoption paradox" is revealed by correlation consequence, in
which formal acceptance measurement have a negative human relationship with actual tool use and
advantages received. While digital tool usage postulate correlates with service access and payment,
indicating an “engaged user bunch.” Despite helpful policies (e.g., Start-up India, MUDRA, ECLGS,
GST-led formalization), relentless issues include credit access, analogue preparedness gaps, informality,
spilling deficits, infrastructure constraints, and complex compliance. The report suggests bolstering
export-innovation change (R&D incentives, brooder, and trade facilitation), a single bilingual schemes
portal, mark digital skill, and credit substructure (including fintech underwriting). The consequence
show that in order to warrant long-term MSME fight, impact measures must be built, last-mile policy
execution must be reinforced, and capability-building must be incorporate. Self-reported perception and
a small sample size are bound; future studies should exclude clinical performance data, model mental
and system variables, and addition example sized.

Item Type: Article
Uncontrolled Keywords: MSME, Digital Transformation, Government Initiatives, Credit Access, Economic Development.
Divisions: PSG College of Arts and Science > Department of Commerce
Depositing User: Dr. B Sivakumar
Date Deposited: 20 Feb 2026 07:43
Last Modified: 20 Feb 2026 07:43
URI: https://ir.psgcas.ac.in/id/eprint/2639

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